WHY TRUST THE INSURANCE COMPANY?
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WHAT IS A PUBLIC ADJUSTER?


Public Adjusters or PA's, are individuals that handle every aspect of your claim and in your best interest, They are licensed, educated and trained in policy coverage, state regulations and statutes...


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Do I need A Public Adjuster?


If you want to maximize your settlement then, YES. Why try dealing with the complexity of a claim when there are professionals that provide this very service? Our Public Adjuster will.....


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HANDLING YOUR CLAIM


Our Mission at LRG- Loss Recovery Group, LLC is to get property owners the maximum settlement amount possible. The claims process can be a nightmare.....


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PUBLIC ADJUSTER
VS
COMPANY ADJUSTER


A Public Adjuster is employed and paid by the policyholder. Their fiduciary responsibility and duty is to the policyholder. Adjusters and other experts employed and/or retained by...


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SCHOOL DISTRICTS



MORE THAN 50 SCHOOL DISTRICTS ACROSS THE STATE OF TEXAS HAVE ENTRUSTED LRG TO SUCCESSFULLY HANDLE THEIR INSURANCE CLAIMS.IF THEY CAN TRUST LRG TO HANDLE THEIR CLAIMS, YOU CAN TOO.
HERE IS WHAT A FEW OF THEM HAVE TO SAY:



CLICK BELOW TO SHOW ALL SCHOOL DISTRICTS REPRESENTED BY LRG


SCHOOL DISTRICT PAGE

FORT WORTH ISD



With 144 campuses, Fort Worth Independent School District is one of the largest school districts in The State of Texas. FWISD has chosen LRG as their trusted source for matters involving property damage claims.



ALAMO HEIGHTS ISD



“LRG made sure that the carrier walked all the buildings and were there to point out damage that the carrier did not notice….I recommend LRG if your district does not have the expertise or feel that you are not getting the value from your claim through your carrier.”


Mike Hagar, Assistant Superintendent for Business/Finance, Alamo Heights ISD



COMMERCE ISD



“The process was very straightforward and transparent. LRG was thorough and professional in all of their dealings with the adjusters from the district’s normal insurance company…When all the dust settled, we received an additional settlement that was 300% more than the original claim.”


Blake Cooper, Executive Director for Friends of Texas Public Schools and former Superintendent Commerce ISD



STEPHENVILLE ISD



“Obviously, Stephenville ISD was very pleased with this outcome and appreciates the time and preparation they (LRG) put into representing our interests.”


Matt Underwood, Superintendent Stephenville ISD



MABANK ISD



“I can definitely recommend that if you have a property damage insurance claim to let LRG work with you throughout the process. They will be your advocate and work hard to ensure that all damage that is sustained is covered as it should be by the insurance company.”


Dr. Russell D. Marshall,

Superintendent Mabank ISD



TEXAS CITY ISD



"I have had great experience with LRG, especially after Hurricane Harvey destroyed three of my campuses in Texas City ISD. LRG is skilled, smart, tough and know how to protect your interests. This is a great organization and they are skilled at working with Trustees and Administrators to get things rolling in the right direction. LRG will get you the money you are owed"


Rodney D. Cavness, Ed.D. Superintendent, Texas City ISD





EXPERIENCE





LRG CLAIMS has the EXPERIENCE and a proven track record of settling claims for a substantial amount more than our clients were offered. We are NOT part of a franchise nor do we promote ourselves based on accomplishments of others. We are a Team of experienced professionals that settle claims by relying on the experience and skill of each Team Member



WHAT DOES IT COST





LRG CLAIMS works on a contingency basis only. There are no upfront costs or any hidden fees. We don't get paid unless and until you receive a settlement. If you don't get paid, then we can't and won't charge you a single penny. A study published by the Florida Legislature found that on average, claims handled by Public Adjusters resulted in settlement figures 750% greater than those handled by policyholders. Considering this, a person should ask themselves if they can afford to NOT hire a Public Adjuster.



COMMERCIAL CLAIMS





As a business owner, one of the most important jobs is to run the business. Becoming fully engulfed in the claims process can distract owners from their business and drag them into uncharted waters. A task such as this should be left to experienced professionals. The owner can focus on managing the business and we will handle the claim. That is our business; it’s what we do.



MUNICIPALITIES





Claims at municipalities and more specifically school districts, often have a lot of moving parts. When considering the amount of people that can be impacted and the amount of properties involved, one realizes how critical it is to get the claim settled quickly and fairly. LRG CLAIMS has handled over 50 claims for school districts alone. These include claims from Hurricanes, Tornados, Fire, Flood, Lightning, Wind and Hail. We have proven to be an invaluable asset for school districts we have worked with.



INDUSTRIAL





LRG CLAIMS has handled numerous claims for businesses in the industrial and manufacturing field. Often these properties are relatively large and require a lot of details. It is critical to get these businesses back online as soon as possible. We can make this happen



RESIDENTIAL





Many memories and sentimental items are often associated with one’s residence so it’s understandable as to why people are emotional regarding a loss involving their home. After all, a person’s home is often their largest investment. Being displaced and taken out of your daily routine is tough to deal with, not to mention trying to handle an insurance claim at the same time. Let LRG help you through this.



COMMON TYPES OF CLAIMS WE HANDLE



HAIL DAMAGE



Most people are familiar with Hail but most aren’t aware of the damage it can cause. Many feel that if the damage isn’t obvious, when looking from the ground, then their property must have survived. This couldn’t be further from the truth. To begin with, most manufacturers of roofing products void the warranty on roofing systems impacted by hail. Even worse, is the fact that hail damage will only perpetuate when going through heating and cooling cycles. This will eventually cause roof leaks and ultimately, saturation of the entire roofing system. We are experts in proving Hail Damage.

Call us today.



FIRE DAMAGE



Recovering from a Fire loss usually takes an extended period of time, therefore, numerous coverages can come into play. Extra Expenses, Additional Living Expenses and Code Upgrade Costs are just a few and most adjusters do not advise Policyholders of all policy benefits. Something else to consider is that damaged results from more than just flames. As with any fire, you would expect to have smoke damage, water damage, damage caused by firemen etc. Don’t allow your insurance company to put a Band-Aid on your property. Call LRG and get paid what you're owed.



WIND DAMAGE



Damage from wind can range from minor to catastrophic. Whether damage is a result of a Hurricane, Tornado or Straight-Line Winds, we have the skill and experience to prove it. Wind can cause damage not apparent to the untrained eye. LRG is familiar with the impact that high wind speeds can have on structures. We take the time and necessary steps to prove it.

Call LRG to schedule an inspection.



COLLAPSE



Building collapse can happen for a number of reasons and insurance companies are never quick to pay. From our experience, insurance companies will spend excessive amounts of money on experts looking for reasons not to pay. This seems unfair, as the Insured is the one who purchased the promise of protection from the Insurance Company. If your property was damaged as a result of Collapse, contact us to discuss.



FLOOD DAMAGE



We are no strangers to flood. Living on the Texas Coast, we have had more than our fair share. From Tropical Storm Allison, Hurricane Ike and Hurricane Harvey, we know the devastation flooding can cause. Damage from flooding needs to be addressed immediately. If not, additional problems such as mold growth will occur within 24-48 hours. Dealing with flood claims is different than dealing with others as most flood policies are backed by FEMA. Don’t trust the outcome of your claim to an independent flood adjuster. Call a Public Adjuster at LRG. We are licensed to represent you, not the Insurance Company..



BUSINESS INTERRUPTION



A Business Interruption Claim can make the difference between a company being able to continue operations versus Going Out of Business. Policies for Business Interruption are to protect Business Owners in the unfortunate event that revenue is lost, as a result of a covered loss. It seems straight forward, but Insurance Companies try to minimize their loss and pay as little as possible, if anything at all. We work with Certified Public Accountants to ensure all funds due the Insured are accurate and paid for by the Insurance Company.



We offer our services throughout the United States and Internationally

Pursuing Insurance Companies to get what you Deserve!

The Following figures represent actual claims, original offerings to the policyholder,
and the settlement we were able to obtain for the policyholder:



SEVERE WEATHER /SCHOOL CLOSINGS






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