Trusted Public Adjusters

A public adjuster is an insurance claim professional hired by the policyholder—not the insurance company—to help inspect property damage, review relevant policy provisions, document the loss, prepare the claim, communicate with the insurer, and negotiate disputed claim issues.

Insurance companies have adjusters protecting their interests. LRG Claims provides homeowners, businesses, commercial property owners, school districts, municipalities, multi-family property owners, and other policyholders with experienced claim representation on their side.

Learn What a Public Adjuster Does Get a Free Claim Review

Represents the Policyholder Works for the insured—not the insurance company.

Documents and Prepares the Claim Helps organize damage evidence, estimates, reports, inventories, and supporting records.

Communicates and Negotiates Helps present the claim and address disputed scope, pricing, depreciation, and payment issues.

Experience Matters

The following numbers provide a brief overview of LRG Claims’ history, capability, and experience representing policyholders through complex property insurance claims.

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1298 Clients

108 School District Claims

3416 Claims

1353 Commercial Claims

5987 Structures

29 Municipal Claims

30 States

463 Multi-Family Claims

Documented Property Claim Experience

Featured Public Adjuster Case Studies

Review real-world examples showing how detailed inspections, property-wide documentation, estimating, expert coordination, and organized claim presentation can affect large or disputed property insurance claims.

Hurricane & Catastrophic Loss

International Airport Hurricane Claim

International Airport Property

An August 2020 hurricane caused catastrophic damage across an international airport spanning more than 1,400 acres. The insured property included 38 structures totaling more than 830,000 square feet, and every structure was affected.

$65M Initial Carrier ROM

$5M Initial Carrier Payment

$53M Documented Settlement

38 Insured Structures

The portfolio included hangars, a control tower, terminal, administration building, and auxiliary airport-safety facilities.
LRG inspected and documented the property, developed the claim estimate, coordinated specialty pricing and consultants, and supported settlement discussions.

Read the Airport Hurricane Case Study →

Hail, Tornado & Multiple Losses

School District Hail & Tornado Claim

East Texas School District

A rural East Texas school district sustained hail and tornado losses one week apart. The events affected 12 buildings and school operations, while the district had already incurred more than $1 million in costs before receiving an initial district payment of $325,000.

$325K Initial District Payment

$16.59M Documented Claim Proceeds

12 Buildings Evaluated

2 Severe Loss Events

LRG documented hail, wind, debris impact, storm-created openings, and resulting water intrusion.
The gym was considered a total loss, and the high school became unusable during the claim.

Read the Hail & Tornado Case Study →

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Every property insurance claim is different. Results depend on the policy, cause and extent of damage, available documentation, insurer position, applicable law, and other circumstances. Past results do not guarantee or predict the outcome of another claim.

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Client Experience

Trusted by Municipalities, Airports, School Districts, Commercial Properties & Hospitality Clients

LRG Claims has represented municipalities, parishes, school districts, airports, hotels, commercial property owners, associations, and businesses after complex property damage insurance claims.

Municipalities, Parishes, Airports & Public Entities

School Districts

Hospitality & Lodging

Commercial, Medical & Professional Properties

Associations, Residential Communities & Organizations

Need help with a property damage claim? LRG Claims represents policyholders — not insurance companies.

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Client Testimonials

See What a Few of Them Have to Say

School districts, public entities, airports, and policyholders have trusted LRG Claims to help navigate complex property damage insurance claims.

Alto ISD

“Customer service at its finest.”

“What LRG has done for our district is more than just a job — they have demonstrated a steadfast commitment to their customers.

They listened to our needs, worked quickly and professionally, and met their timelines. That is customer service at its finest. A sincere thank you to them for a job well done.”

Kelly West Alto ISD Superintendent

Mabank ISD

“They will be your advocate.”

“I can definitely recommend that if you have a property damage insurance claim to let LRG work with you throughout the process. They will be your advocate and work hard to ensure that all damage that is sustained is covered as it should be by the insurance company.”

Dr. Russell D. Marshall Superintendent, Mabank ISD

Alamo Heights ISD

“LRG made sure the carrier walked all the buildings.”

“LRG made sure that the carrier walked all the buildings and were there to point out damage that the carrier did not notice. I recommend LRG if your district does not have the expertise or feel that you are not getting the value from your claim through your carrier.”

Mike Hagar Assistant Superintendent for Business/Finance, Alamo Heights ISD

Stephenville ISD

“Pleased with this outcome.”

“Obviously, Stephenville ISD was very pleased with this outcome and appreciates the time and preparation they put into representing our interests.”

Matt Underwood Superintendent, Stephenville ISD

Chennault International Airport

“A fair and appropriate settlement as a result of our $140,000,000 in damage.”

“I highly recommend LRG Claims for insurance claims services. We hired LRG in 2021 after we received significant storm damage to our facilities from two back-to-back hurricanes.

LRG supported negotiations with our insurance company and legal teams to garner a fair and appropriate settlement as a result of our $140,000,000 in damage across the airport.”

W. Kevin Melton Executive Director, Chennault International Airport

Commerce ISD

“300% more than the original claim.”

“The process was very straightforward and transparent. LRG was thorough and professional in all of their dealings with the adjusters from the district’s normal insurance company.

When all the dust settled, we received an additional settlement that was 300% more than the original claim.”

Blake Cooper Executive Director for Friends of Texas Public Schools and former Superintendent, Commerce ISD

Texas City ISD

“LRG is skilled, smart, tough and knows how to protect your interests.”

“I have had great experience with LRG, especially after Hurricane Harvey destroyed three of my campuses in Texas City ISD. LRG is skilled, smart, tough and knows how to protect your interests.

This is a great organization and they are skilled at working with Trustees and Administrators to get things rolling in the right direction. LRG will get you the money you are owed.”

Rodney D. Cavness, Ed.D. Superintendent, Texas City ISD

LRG Claims represents policyholders — not insurance companies — after complex property damage claims.

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Claims Process

How the Property Insurance Claim Process Works

LRG Claims helps policyholders understand the claim process, document damage, review estimates, and communicate with the insurance company after property damage.

Claim Review

Damage Documentation

Policy & Estimate Review

Claim Presentation

Insurance Company Communication

Resolution Support

Learn what to expect during a property damage insurance claim and how LRG Claims helps policyholders through the process.

View the Full Claims Process

Areas Served

Public Adjusters Serving Policyholders Across Multiple U.S. Regions

LRG Claims helps homeowners, businesses, municipalities, school districts, commercial property owners, and other policyholders across multiple states with storm, hurricane, hail, wind, fire, water, roof, denied, delayed, disputed, and underpaid property insurance claims.

Statewide Public Adjuster Service Areas

Texas Public Adjusters Louisiana Public Adjusters Georgia Public Adjusters North Carolina Public Adjusters South Carolina Public Adjusters Tennessee Public Adjusters Colorado Public Adjusters Kentucky Public Adjusters Mississippi Public Adjusters Nevada Public Adjusters Utah Public Adjusters Alaska Public Adjusters Florida Public Adjusters Arizona Public Adjusters View All Locations

Featured City Public Adjuster Pages

Houston, TX Dallas, TX Austin, TX San Antonio, TX Fort Worth, TX Galveston, TX Corpus Christi, TX New Orleans, LA Baton Rouge, LA Atlanta, GA Charlotte, Raleigh & Durham, NC Denver, CO Nashville, TN Las Vegas, NV Salt Lake City, UT

Do not see your city listed? LRG Claims may assist policyholders in additional states and communities depending on licensing, claim type, policy location, and applicable state rules.

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