Commercial Property Claims Public Adjusters | Storm, Fire, Water, Roof & Business Interruption | LRG Claims
Commercial public adjuster property loss claim support
Commercial Property Claims

Public Adjusters for Commercial Property Claims

LRG Claims represents commercial property owners, businesses, building owners, property managers, and investors after storm, hurricane, hail, wind, fire, water, roof, business interruption, denied, delayed, disputed, and underpaid insurance claims.

Public adjusters representing policyholders, not insurance companies.

3,400+ Claims Managed
5,900+ Structures
30 States
1,300+ Commercial Claims

Commercial Claims We Handle

Commercial property insurance claims can involve building damage, business operations, tenant impacts, equipment losses, code upgrades, repair scope disputes, depreciation, deductibles, coverage questions, and disagreements over what the insurance company should pay. LRG Claims helps commercial policyholders organize, document, and support the claim from start to finish.

Storm Damage

Storm Damage Insurance Claims

For commercial buildings damaged by severe thunderstorms, tornadoes, fallen trees, wind-driven rain, flying debris, exterior damage, roof damage, broken windows, interior leaks, and related property damage.

Wind Damage

Wind Damage Claims

For commercial wind losses involving roof uplift, membrane damage, metal panels, signage, fencing, gutters, exterior finishes, openings, detached structures, and interior water intrusion.

Hail Damage

Hail Damage Claims

For hail damage involving commercial roof systems, HVAC equipment, gutters, soft metals, siding, windows, screens, exterior systems, and hidden or disputed storm-related damage.

Hurricane Damage

Hurricane Damage Claims

For commercial properties dealing with hurricane-related wind damage, roof damage, wind-driven rain, water intrusion, exterior damage, business interruption, and disputed repair estimates.

Roof Claims

Commercial Roof Damage Claims

For flat roofs, metal roofs, membrane systems, coatings, flashing, drainage systems, roof-mounted equipment, storm-related damage, and denied or underpaid commercial roof claims.

Water Damage

Water Damage Insurance Claims

For burst pipes, plumbing leaks, roof leaks, sprinkler system discharge, water intrusion, mitigation disputes, moisture damage, interior repairs, and underpaid water damage estimates.

Fire & Smoke

Fire Damage Insurance Claims

For commercial fire, smoke, soot, odor, inventory, equipment, structural damage, temporary relocation, business interruption, and repair scope disputes after a fire or smoke event.

Business Interruption

Business Interruption Claims

For income loss, downtime, extra expense, tenant disruption, operations impacts, payroll concerns, inventory interruption, and commercial recovery support after covered property damage.

Claim Disputes

Denied Insurance Claims Help

For commercial policyholders whose claim was denied, delayed, disputed, or underpaid, or where the insurance company’s estimate does not appear to reflect the full scope of damage.

Types of Commercial Properties We Help

LRG Claims works with commercial property owners, business owners, investors, property managers, institutions, and organizations after property damage and insurance claim disputes.

Office Buildings
Retail Centers
Warehouses
Hotels & Hospitality
Industrial Facilities
Shopping Centers
Medical Buildings
Restaurants
Multi-Building Properties
Churches & Nonprofits
Manufacturing Facilities
Commercial Roof Systems

How LRG Helps Commercial Policyholders

Commercial Insurance Claims Require More Than a Basic Estimate

Insurance companies often rely on their own adjusters, estimating systems, preferred pricing, consultants, engineers, accountants, and internal claim procedures. LRG Claims works for the policyholder, helping prepare and present the claim with supporting documentation.

Our role is to help commercial policyholders understand the claim, organize the evidence, communicate clearly with the insurance company, and pursue fair settlement value based on the policy and documented damage.

Policyholder-Focused Claim Support

  • Review property damage and claim conditions
  • Evaluate policy language and coverage issues
  • Document visible and hidden damage
  • Review the insurance company’s estimate
  • Identify missing or disputed repair scope
  • Prepare detailed claim support and estimates
  • Communicate with insurance company representatives
  • Help address denied, delayed, disputed, or underpaid claims
  1. Claim Review: We review the loss, damage type, insurer communications, photos, estimates, repair information, tenant impacts, business records, and current claim status.
  2. Policy Review: We evaluate relevant coverage, exclusions, deductibles, depreciation, limits, business interruption provisions, duties after loss, and claim requirements.
  3. Damage Documentation: We help document visible and hidden damage affecting the building, roof, exterior, interior, equipment, inventory, tenant spaces, contents, or other insured property.
  4. Estimate & Scope Review: We review the insurance company’s estimate and help identify repair items, materials, access issues, code concerns, or commercial damage that may have been missed.
  5. Insurer Communication: We help communicate with the insurance company and respond when the insurer’s estimate, coverage position, or payment does not reflect the documented loss.
  6. Settlement Support: We pursue fair settlement value based on the covered damage, documentation, repair scope, business impacts, and policy terms.

Denied & Underpaid Commercial Insurance Claims

Many commercial claims can be reviewed, supplemented, reopened, or corrected when additional documentation shows missed, hidden, or underestimated damage. LRG Claims helps commercial policyholders evaluate the insurer’s position and understand possible next steps.

Businesses May Need Help When the Insurer:

  • Denies coverage for all or part of the claim
  • Delays the claim or requests repeated documentation
  • Issues an estimate that appears too low
  • Misses roof, water, fire, smoke, storm, or interior damage
  • Applies depreciation or exclusions incorrectly
  • Disputes the cause or extent of damage
  • Overlooks code, access, matching, tenant, or repair scope issues
  • Closes the claim before all commercial damage is evaluated

LRG Claims Can Review:

  • The insurance company’s estimate
  • Claim letters and coverage positions
  • Photos, videos, invoices, and repair documents
  • Roof, exterior, interior, equipment, inventory, and contents damage
  • Mitigation, restoration, contractor, and consultant information
  • Policy language and claim requirements
  • Supplement opportunities and documentation gaps
  • Potential next steps for a denied or underpaid claim

Before accepting the insurance company’s estimate as final, have LRG Claims review the damage, policy issues, documentation, business impacts, and claim position.

Claim Categories

Use the links below to learn more about commercial property insurance claim issues and how LRG Claims helps policyholders with storm, wind, hail, hurricane, roof, water, fire, smoke, denied, underpaid, and disputed claims.

Have a Commercial Property Claim?

If your commercial property was damaged or your insurance claim was denied, delayed, disputed, or underpaid, LRG Claims can help you understand your next steps.

Call (800) 956-8650 for a free claim review or request help online today.